Consumer Report

SageStream, LLC is a credit reporting agency that produces credit reports and scores from our repository of consumer information contributed by a wide array of companies including leading financial services organizations, wireless providers, utilities, retailers, auto lenders and many others.   It’s always a good practice to obtain a copy of your consumer report, also referred to as a “credit report” or a “disclosure report”, to know what information is being reported about you and to ensure that the information is accurate.  If you believe that information contained in your report is not accurate, you can take steps to dispute it.  As a general matter, requesting a copy of your own consumer report does not adversely affect your credit score since it is not considered to be a “hard” inquiry that a potential creditor would make when you apply for credit or open an account.

To obtain your free personal consumer report, you will need to submit a signed, written request to SageStream with the information listed below.  For security purposes, we must verify your identity by receiving a minimum of two copies of verification documents that match the information you provide with the request.

Please provide the following information to request your consumer report:

1.  A written request with signature that includes the following information:

  •  First name, middle name, last name, suffix (if applicable)
  • Current address including ZIP code
  • Current phone number with area code
  • Social Security number
  • Date of birth (month, date and year)

2.  Copies of at least two of the verification documents listed below that substantiate the personal information that you provide as listed in Step 1:

  • Current state-issued driver’s license or other current Government issued identification (such as a passport)
  • Recent  cable, utility or phone statement, produced 60 days ago or less
  • Social Security card
  • Birth certificate
  • U.S. passport picture page
  • Alien registration card
  • Voided personal check with your current preprinted address

Send your request to us at:

Secured fax:
(858) 312-6275


Postal mail:
SageStream, LLC Consumer Office
P. O. Box 503793
San Diego, CA  92150

Your request will be processed within five business days after receipt and your consumer report will be sent by USPS first-class mail.